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Unit linked insurance policy (ULIP)

From Bharti Axa Life Insurance

Features (claimed by the company)

Guarantees return of up to 175%  of  first year's premium

Invests  up to 100% of all subsequent premiums

Partial withdrawals allowed

Premium holiday options

Flexibility to switch between investment funds


Risk factors / warning statements : Aspire Life is a  Unit Linked Insurance Plan (ULIP) and is different from traditional insurance products.  "AspireLife" is only the name of  the product respectively and does not in any way indicate the quality of the products, its future prospects or returns.  Premium paid on ULIPs are subject to risks associated with capital markets and the NAVs  of the units may go up or down based on the performance of the fund and factors influencing the capital market. The policy holder is solely responsible for his/her decisions while investing in ULIPs .


(October 2007)